Steve AI Pricing, Plans and Cost per Month in 2026

Steve AI pricing in 2026 starts at $20 a month for Basic, $60 for Starter, and $80 for Pro or Generative AI on monthly billing, or $10, $30, and $40 a month billed yearly ($120, $360, and $480 a year). Enterprise is custom. Every paid plan includes a monthly allowance of AI video minutes, AI images and premium stock, and generative credits, and the biggest difference between tiers is export resolution: 720p on Basic, 1080p on Starter, 2K on Pro, and 4K only on Enterprise.

Steve AI is the text to video and animation product from the team behind Animaker. You give it a script, a blog post, or a prompt, pick a style such as animation, live footage, or a talking avatar, and it builds a video you can then adjust in its editor. The figures below come from the plan cards, the comparison table, and the FAQ on the official Steve AI pricing page, read in October 2026, in US dollars.

Steve AI pricing plans in 2026

Two details are easy to miss. Starter costs three times Basic but includes the same 100 minutes of AI video and the same 800 assets, so the extra $20 a month on yearly billing buys 1080p export and a larger character library, not more output. And Pro and Generative AI cost the same: Generative AI trades nothing on price for more minutes and a much bigger generative allowance, so anyone who wants generated motion clips should pick it over Pro.

Why Steve AI prices look different on every review site

Search for Steve AI pricing and you will find Basic at $15, Starter at $45 or $29, Pro at $60, and a Generative plan at $129. Part of the reason is in the pricing page itself. Alongside the current plan cards, its source still carries older upgrade prompts with $15, $45, and $60 prices and limits such as 5, 15, or 40 video downloads a month with extra downloads at $5 each. The current plan cards list unlimited exports on every paid tier.

The yearly discount is also described three ways. The page header says save 30 percent, the FAQ says 25 percent off the annual cost, and the plan prices themselves work out to half: $10 against $20 on Basic, $30 against $60 on Starter, $40 against $80 on Pro. Budget from the dollar figure on the plan card at checkout, not from the discount label.

How Steve AI minutes and credits work

Each paid plan has three meters. AI video minutes cover regular videos built from your script with stock or animation. AI images and premium stock count the generated pictures and premium library assets you place. Generative credits are measured in seconds and pay for generated motion clips, which is why the Generative AI plan jumps from 120 seconds to 15 minutes.

The FAQ sets three rules. Unused credits do not roll over: they reset at the start of each billing cycle on monthly and yearly plans alike, and yearly subscribers receive their credits month by month, not up front. If you run out mid-month you either upgrade or buy add-ons, either Generative Credits or a Power-Up that multiplies your plan's video minutes and assets. Add-ons renew monthly and are only sold on top of an active subscription, never alone.

The comparison table adds per-plan limits beyond the cards: AI avatar and AI speech time of 75 minutes a month on Basic, 150 on Starter, and 400 on Pro, voice-over counts of 20, 30, and 40+, and audio uploads for voice to video capped at 5 minutes or 50 MB per file.

Which Steve AI plan should you buy?

Basic fits a teacher, a solo creator, or anyone testing animated explainers. At $10 a month billed yearly it is cheap, but 720p looks soft on a laptop screen and on YouTube, so it is a hard sell for client or website video.

Starter is the lowest plan most businesses can publish from, because it is the first with 1080p. You pay for resolution, so if 100 minutes a month is enough, this is the plan.

Pro triples the minutes to 300 and moves to 2K, which matters if you produce in volume. If you need generated motion clips, pick Generative AI instead at the same price.

Enterprise is where several features a marketing team expects live: team collaboration, a full brand kit, 4K, and the API. If two or more people need to work in one workspace with shared branding, price Enterprise from the start rather than discovering the gap after buying Pro.

Steve AI vs a flat text to video plan

Steve AI is the better buy when you want animated characters, cartoon explainers, or talking avatars, and when the lowest monthly price matters most. Nothing in a stock footage tool replaces a character-driven lesson for a classroom.

Marketing teams usually hit a different wall. They need finished videos for product pages, blog posts, and social feeds every week, in vertical, square, and wide sizes, with captions people can read on mute, and with more than one person working on them. For that job VidUp takes a script, a blog post, or a product URL and returns the finished video in one render: AI voiceover, word-timed captions, licensed stock footage matched to each line, and music, in 9:16, 1:1, and 16:9 at once. Plans count finished videos, not minutes or credits.

The honest read: a solo creator making animated lessons should stay on Steve AI, because it is cheaper and does things VidUp does not do. A marketing team that needs seats, a brand kit, and 4K should compare Steve AI Enterprise against VidUp Growth or Pro, because those features sit at the top of the Steve AI ladder and in the middle of ours. If your training videos end up in a course, a corporate LMS that tracks who watched each module and certifies them is the usual next step after either tool.

To compare more options, how much AI video generators cost prices 17 tools per finished video, AI video pricing without credits covers the flat-plan tools, and the AI explainer video page shows the how it works video most teams start with. If you are weighing Steve AI against a similar text first tool, Pictory pricing and Fliki pricing break down those plans the same way. You can test VidUp on your own script in the console at the top of this page, then pick a plan on the pricing page.

Frequently asked questions about Steve AI pricing

How much does Steve AI cost per month?

Steve AI costs $20 a month for Basic, $60 for Starter, and $80 for Pro or Generative AI on monthly billing. Billed yearly, the same plans cost $10, $30, and $40 a month, which is $120, $360, and $480 a year. Enterprise pricing is custom and quoted by the sales team.

Is Steve AI free?

Steve AI lets you sign up with a free account to try the tool, but the free tier has no listed export resolution in the plan table and the paid plans are the ones that remove the Steve AI watermark. For any video you publish for a business, plan on at least Basic, and on Starter if you need 1080p.

Do Steve AI credits roll over?

No. According to the Steve AI FAQ, unused credits reset at the start of each billing cycle on both monthly and yearly plans. Yearly subscribers still receive their credits one month at a time. If you run out early you can upgrade or buy a Power-Up or Generative Credits add-on, which only works on top of an active subscription.

What is the difference between Steve AI Pro and Generative AI?

Both cost $80 a month or $40 a month billed yearly and export in 2K. Generative AI includes 400 minutes of AI video instead of 300, 3,200 images and stock assets instead of 2,400, and 15 minutes of generative credits instead of 120 seconds. If you plan to generate motion clips, it is the better plan at the same price.

Does Steve AI export in 4K?

Only on Enterprise. The plan table lists 720p for Basic, 1080p for Starter, 2K for Pro and Generative AI, and 4K for Enterprise, which is custom priced. If 4K is a requirement for a client or a large display, get an Enterprise quote or compare tools that include 4K on a published plan.

Can I cancel Steve AI anytime?

Yes. The Steve AI FAQ says you can cancel at any time, the subscription stays active until the end of the current billing cycle, and you are not charged for the next one. On a yearly plan that means you keep access until the year ends, so cancel before the renewal date if you plan to switch.